Why You Should Consider Installing Steel Entry Doors

If security in your home is a concern, you can consider stepping things up a bit with steel entry doors. While you may think of steel doors as something that you’d find in an industrial type building, they’re not just for businesses anymore. Many homeowners are turning to steel entry doors in order to capitalize on their many benefits. 

You’d be surprised that many new construction homes can be found with steel entry doors, and the prices aren’t bad. A basic door will run somewhere between $100-$150. You’ll still need to buy the installation hardware for the doors, but these prices are fairly reasonable. 

Benefits Of Steel Doors

There are many benefits to steel entry doors. The first of these perks is that they are incredibly secure. Break-ins generally occur either on lower level windows or through a front door. Thieves have a slim chance of getting into a steel door that has been properly installed. 

The next benefit of steel doors is that they’re very durable. Steel is known to be quite a weather resistant material. These doors are also energy efficient and help you to keep the cost of your utility bills down. 

Fire Resistant

Be careful when choosing your steel doors. Not all steel doors are fire resistant. A fire-resistant door can block high levels of heat and flames for about 20 minutes. You can check on your specific door of choice for how extensive the flame retardant material is and how long it will last. 

Maintenance 

Steel doors don’t require much maintenance. Because of their resistance to rust, cracking, and bending, these doors will last longer and keep your home looking sharp for longer periods of time. Steel doors are especially favorable if you live in an environment with high amounts of precipitation and humidity. The moisture won’t affect the condition of the door. If the doors happen to need any repairs, know that steel doors are just as easy to repair as a standard wooden door is. Your steel door will rarely require a replacement. 

Painting

When you think of a steel door, you may picture a cold, metal door that’s quite unwelcoming. This couldn’t be further from the truth! You’re able to paint these doors any color that you’d like. First, you’ll need to remove all of the hardware from the door. Then, you’ll need to sand and prime the door. Next, you can move into the painting phase. You can use many different methods to paint a steel door including brushing, rolling, or spraying the door.

How to Prepare for a Home Appraisal

Ready to sell your house? Ultimately, you should conduct a home appraisal before you add your residence to the housing market, and for good reason.

A home appraisal enables you to better understand what your home is worth. Plus, an expert home appraiser will be able to offer comprehensive insights into your house’s strengths and weaknesses so you can prioritize assorted home improvement projects accordingly.

Preparing your home for an appraisal may prove to be exceedingly valuable. If you allocate time and resources to get your house ready for an appraisal, you can increase your chances of getting favorable results during the appraisal itself.

What does it take to prep your house for an appraisal? Here are three tips to ensure you can do just that.

1. Consider a Home Appraiser’s Perspective.

A home appraiser has an eye for detail, one that helps this professional understand whether a house is a viable long-term investment. Meanwhile, a home seller who steps into a property appraiser’s shoes may be better equipped than others to enhance his or her residence.

For example, a home seller should evaluate a house’s interior and exterior prior to an appraisal. And if you notice chipped paint on a home’s walls, cracked shingles on a home’s exterior or other cosmetic issues, you should address these problems immediately.

Even minor cosmetic issues can negatively affect a home’s value. However, a home seller who goes above and beyond the call of duty to correct these problems may be able to improve his or her house’s appearance before a home appraisal.

2. Conduct Plenty of Housing Market Research.

How does your residence stack up against the competition? Learn about the local housing market, and you can find out what you’ll need to do to differentiate your residence from similar properties.

An home seller should learn about the prices of recently sold residences as well as homes that are currently available. That way, you can set realistic expectations for your home appraisal.

3. Collaborate with a Real Estate Agent.

A home appraisal can be a stressful experience, especially for a first-time home seller. Lucky for you, real estate agents are available to help you streamline the home appraisal process.

Typically, a real estate agent will guide you along the home selling process. He or she can connect you with qualified home appraisers in your area and ensure you can find a home appraiser who will provide honest, unbiased feedback about your residence.

A real estate agent also will help you maximize the value of your house. This housing market professional will ensure you can set a fair price for your residence and market your home to the right groups of homebuyers. He or she will even set up home showings and open houses and negotiate with homebuyers on your behalf to further simplify the home selling process.

When it comes to getting a home appraisal, there is no need to worry. Use the aforementioned tips, and you can plan ahead for a home appraisal.

Struggling to Put Aside Money for a House? Try These Simple Ways to Save

For many of us, it can seem like our paychecks are gone before we even get a chance to see them. With seemingly endless bills and expenses, both recurring and unforeseen, saving up for a house is a daunting task.

Fortunately, there are ways you can prepare yourself for those intimidating down payments and many closing costs.

In this article, we’re going to walk you through how you can start saving for a home right this moment. After all, every day is another day you could be contributing to your savings and taking another step closer to owning your own home.

Use a Budgeting Tool

The first step to saving and determining how much you can save is to start budgeting. Many people hear the term “budget” and get nervous thinking they’ll have to start counting the number of coffees they buy. However, there are less anxiety-inducing ways to budget.

From your phone, tablet, or computer you have access to a large number of free budgeting tools. Mint, You Need a Budget (YNAB), and PocketGuard are three of the top budgeting tools that will get you started.

With apps that integrate with your bank accounts and loan balances,  there is little work required on your part. Just set an amount to save each week or month, and direct the funds into your savings account.

Set up a dedicated savings account

Speaking of savings accounts–now is a great time to set up a new one. It’s almost always free to open a new account with your bank. What’s more, it’s a lot less tempting to pull from a savings account when it’s labeled something like “HOUSE SAVINGS – DO NOT TOUCH.”

Once you have your budgeting app and bank account set up, it’s time to dig into some of the ways you can save money without skipping meals.

Cutting Monthly Expenses

Rather than telling yourself you can’t buy any more fancy Starbucks drinks anymore until you have a house (don’t torture yourself), make a list of all your monthly expenses. That can include anything from Netflix and Spotify to haircuts and car washes.

A great way to make this list is to go through your credit and debit card transactions. If you have autopay set up, you might not even realize how many services are withdrawing directly from your accounts each month.

For each item on your list, determine if you can either eliminate the expense or spend less on it. Maybe you go for the deluxe car war rather than the basic. Or, you might pay for services you don’t use as much as you used to.

If you’re worried about having no entertainment if you drop Hulu, Netflix, and Amazon Prime, you could try out your local library system. Most of the time you can have books, movies, and music shipped for free from all around your state.

When it comes to cable, cell phone plans, car insurance, and other monthly bills give your provider a call and tell them you’re thinking about switching over to a cheaper competitor. They’ll likely offer you a discounted rate. If they don’t, follow through on your promise and call other providers to see if you can get better rates.

Kick Off a Successful Homebuying Journey

Buying a home should be a fun, exciting experience, one that ends with you moving into your dream residence. However, problems sometimes can arise that prevent you from accomplishing your ultimate goal.

No homebuyer should be left in the dark, especially when it comes to navigating a competitive real estate market. Lucky for you, we’re here to help you kick off your homebuying journey on the right foot.

Now, let’s take a look at three tips to help you launch a successful homebuying journey.

1. Know Your Homebuying Budget

You know that you’d like to buy a house, but how much can you afford to pay for a residence? With a homebuying budget in place, you can determine exactly what you can afford.

Getting pre-approved for a mortgage enables you to enter the real estate market with a budget in hand. Many credit unions and banks are available nationwide, and each lender is happy to provide details about a wide range of mortgage options. That way, you can select a mortgage that matches your finances perfectly.

Also, don’t forget to consider the costs of utilities when you budget for a home. And if you need to commute to work or school, you may want to consider your transportation expenses as well.

2. Examine the Housing Market

The housing market usually features a large collection of high-quality houses. Take a look at some of the houses that are currently available, and you can better plan for your homebuying journey.

For example, if there is an abundance of homes available in a city or town where you’d like to live, now may prove to be the ideal time to enter the real estate market. The sheer volume of residences indicates a buyer’s market may be in place, so you might be able to boost your chances of acquiring an exceptional house at a budget-friendly price.

On the other hand, if homes are selling quickly in a particular area, it likely means a seller’s market is in place. As such, you will need to be aggressive if you want to secure your dream residence at an affordable price.

3. Consult with a Real Estate Agent

The homebuying journey can be daunting, particularly for those who are interested in purchasing a house for the first time. Fortunately, a real estate agent can help you seamlessly navigate the homebuying journey.

A real estate agent possesses comprehensive housing market experience. He or she can share real estate insights with you to ensure you can purchase a great house that meets or exceeds your expectations.

Furthermore, a real estate agent will keep you up to date about new properties, set up home showings and negotiate with home sellers on your behalf. And if you ever have concerns or questions, a real estate agent can respond to them immediately.

Ready to make your homeownership dreams come true? Use the aforementioned tips, and you can enter the real estate market as an informed homebuyer.